Terms of Service

1. Agreement to Terms

By accessing and using this website (the "Site"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Use License

Permission is granted to temporarily download one copy of the materials (information or software) on Trulife Agency's Site for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

• Modifying or copying the materials
• Using the materials for any commercial purpose or for any public display
• Attempting to decompile or reverse engineer any software contained on the Site
• Removing any copyright or other proprietary notations from the materials
• Transferring the materials to another person or "mirroring" the materials on any other server
• Violating any applicable laws or regulations

3. Disclaimer

The materials on Trulife Agency's Site are provided on an 'as is' basis. Trulife Agency makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

4. Limitations

In no event shall Trulife Agency or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on Trulife Agency's Site, even if Trulife Agency or a Trulife Agency authorized representative has been notified orally or in writing of the possibility of such damage.

5. Accuracy of Materials

The materials appearing on Trulife Agency's Site could include technical, typographical, or photographic errors. Trulife Agency does not warrant that any of the materials on its Site are accurate, complete, or current. Trulife Agency may make changes to the materials contained on its Site at any time without notice.

6. Materials and Content

The materials on Trulife Agency's Site are protected by copyright law and international treaties. You may not reproduce, distribute, transmit, display, perform, publish, license, create derivative works from, transfer, or sell any information, software, products or services obtained from the Site without the prior written permission of Trulife Agency, except that you may print one copy of the materials for your personal, non-commercial use.

7. Links

Trulife Agency has not reviewed all of the sites linked to its Site and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Trulife Agency of the site. Use of any such linked website is at the user's own risk.

8. Modifications

Trulife Agency may revise these terms of service for its Site at any time without notice. By using this Site, you are agreeing to be bound by the then current version of these terms of service.

9. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of the State of Florida, and you irrevocably submit to the exclusive jurisdiction of the courts in that location.

10. Quote Request and Lead Generation

By submitting a quote request through our Site:

• You authorize Trulife Agency to contact you regarding life insurance quotes and services
• You provide accurate and complete information in the quote request form
• You understand that your information may be shared with insurance carriers and agents to provide quotes
• You acknowledge receipt of our Privacy Policy and agree to its terms
• You consent to receive communications via phone, email, or other contact methods provided

11. User Representations and Warranties

By using this Site, you represent and warrant that:

• You are at least 18 years of age
• All information you provide is accurate, complete, and truthful
• You have the authority to enter into this agreement
• You will not use the Site for any illegal or unauthorized purpose
• You will not violate any laws or regulations in your jurisdiction

12. Prohibited Activities

You agree not to:

• Harass, abuse, or threaten any person or entity
• Transmit obscene, offensive, or defamatory content
• Disrupt the normal flow of dialogue within the Site
• Attempt to gain unauthorized access to the Site or its systems
• Submit false or misleading information
• Engage in any form of spam or unsolicited communications
• Violate any applicable laws or regulations

13. Limitation of Liability

In no event shall Trulife Agency, its directors, employees, or agents be liable to you for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use the Site or the materials, even if Trulife Agency has been advised of the possibility of such damages.

14. Indemnification

You agree to indemnify and hold harmless Trulife Agency and its officers, directors, employees, and agents from any claim, demand, loss, or damage, including reasonable attorneys' fees, arising out of or related to your use of the Site or your violation of these Terms of Service.

15. Termination

Trulife Agency may terminate or suspend your access to the Site at any time, for any reason, without notice or liability. Upon termination, your right to use the Site will immediately cease.

16. Entire Agreement

These Terms of Service, together with our Privacy Policy, constitute the entire agreement between you and Trulife Agency regarding your use of the Site and supersede all prior negotiations, representations, and agreements.

17. Severability

If any provision of these Terms of Service is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

18. Contact Information

If you have any questions about these Terms of Service, please contact us at: